GIFT AND GRACE

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  GIFT AND GRACE Romans 12:3-8 Devotional:- “We have different gifts, according to the grace given to each of us. If your gift is prophesying, then prophesy in accordance with your faith”(V. 6) NIV   One of the means through which we can demonstrate our love to others is by using the grace and the gifts that are in our lives. As a child of God, you are privileged to enjoy two levels of gifts. The first are the talents and gifts. The second are the gifts of the Holy Spirit. There is no one who is not talented in one area or the other. It may be to cook, sing, design, draw or write. It could also be in the area of sport or decoration. But as a child of God, there is another dimension of gifts in your life given by the Holy Spirit. These are gifts of prophecy, healing, knowledge, wisdom, working of miracles, discernment of spirit, diverse tongues or interpretation of tongues (1 Corinthians 12:6-10). If you don’t know that you have any of this gift, it is because you have not care...

SAVING CULTURE

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SAVING CULTURE

Scripture Reading: Proverbs 13:22-25
Devotional:- “Much food is in the fallow ground of the poor, And for lack of justice there is waste” (V. 23) NKJV


    It is important that you realize the importance of cultivating the habit or lifestyle of savings. It is an attitude that we must consciously cultivate. If not, people will be poor forever. Saving culture is a singular factor that can turn a man's financial status around for good. God makes us as a creature that can form habit and this is one of the major habit you must labour hard to form. If you don’t form habits for financial freedom, you are likely living with habits of financial failure. 

We are able to form habits when our understanding is opened to the importance of doing something to achieve something. Some people inherited the financial habits from their family lineage. Such family will forever be able to amass wealth. Some people because of lack of savings culture will never handle volume of money in their lite time. The moment the parents don’t have this habits, it becomes difficult for the children to have it. The way out of poverty is to see the importance and discipline oneself at all cost to cultivate this saving culture. Saving is the act of setting aside a percentage of your income, to keep it with discipline never to touch it till maturity. The enemy of the saving culture is pleasure and fun mentality, living to please people and comparing yourself with others (Proverbs 21:17; 2 Corinthians 10:12). 

Friend, it is not how much you earn now that determines your financial future, it is how much you can conserve and invest. Discipline yourself to start separating at least 20% of your income for saving and investment. It can be daily, weekly or monthly. There is a need to discipline yourself never to touch your savings until it becomes a bulk to be invested. Then you can by it walk your way out of lack forever by the wisdom of savings. Peace.

PRAYER: Lord, give me the grace and enablement to discipline myself for a better tomorrow.

“IF YOU CAN'T SAVE AND INVEST, THERE WILL BE NO FINANCIAL FUTURE”

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