GUIDANCE

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  GUIDANCE Psalms 32:1-11  Devotional:- “I will instruct you and teach you in the way you should go; I will guide you with My eye” (V.8) NKJV Everyone living will always be in need of guidance. This is because there are so many things we don’t know nor understand. People will always find themself in junctions of decision taking per time in life, For this reason we need the guiding grace of God. The truth is that we must decide regularly and our decision determines our result in life. This is the reason why men look for guidance everywhere. But because of the love God has for us through our Lord Jesus Christ, He has promised to always guide us to good decision that will profit us at the end of the day (Isaiah 48:17). He has decided to do this by putting His Spirit inside us, so that He can instruct us from within (Romans 8:14). God knows that the issue of decision-making is so vital to human life and so He is within us basically to convince and help us decide rightly. So what y...

SAVING CULTURE

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SAVING CULTURE

Scripture Reading: Proverbs 13:22-25
Devotional:- “Much food is in the fallow ground of the poor, And for lack of justice there is waste” (V. 23) NKJV


    It is important that you realize the importance of cultivating the habit or lifestyle of savings. It is an attitude that we must consciously cultivate. If not, people will be poor forever. Saving culture is a singular factor that can turn a man's financial status around for good. God makes us as a creature that can form habit and this is one of the major habit you must labour hard to form. If you don’t form habits for financial freedom, you are likely living with habits of financial failure. 

We are able to form habits when our understanding is opened to the importance of doing something to achieve something. Some people inherited the financial habits from their family lineage. Such family will forever be able to amass wealth. Some people because of lack of savings culture will never handle volume of money in their lite time. The moment the parents don’t have this habits, it becomes difficult for the children to have it. The way out of poverty is to see the importance and discipline oneself at all cost to cultivate this saving culture. Saving is the act of setting aside a percentage of your income, to keep it with discipline never to touch it till maturity. The enemy of the saving culture is pleasure and fun mentality, living to please people and comparing yourself with others (Proverbs 21:17; 2 Corinthians 10:12). 

Friend, it is not how much you earn now that determines your financial future, it is how much you can conserve and invest. Discipline yourself to start separating at least 20% of your income for saving and investment. It can be daily, weekly or monthly. There is a need to discipline yourself never to touch your savings until it becomes a bulk to be invested. Then you can by it walk your way out of lack forever by the wisdom of savings. Peace.

PRAYER: Lord, give me the grace and enablement to discipline myself for a better tomorrow.

“IF YOU CAN'T SAVE AND INVEST, THERE WILL BE NO FINANCIAL FUTURE”

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