FACTORS OF GROWTH

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  FACTORS OF GROWTH Deuteronomy 8:1-10 Devotional:- “So He humble you, allow you to hunger, and fed you with manna which you did not know nor did your father’s know, that He might make you know that man shall not live by bread alone but man lives by every word that proceeds from the mouth of the Lord” (V. 3)   Spiritual growth is the process of replacing lives with the truth (John 17:17). To become like Jesus we must fill our lives with his word. (2 Timothy 3:17). The word of God is powerful, so when God speak things change. To be a healthy disciple of Jesus you must feed on the word of God. This is what it mean to abide in Christ and Christ in you. This is by remaining in the word of God and obeying the word. To abide in God’s word you must accept the authority of the word of God (John 8:31). In other words the Bible must become the standard of your life. You must make the word of God the compass for your life. The word must become the counsel you listen to for wise decision ...

SAVING CULTURE

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SAVING CULTURE

Scripture Reading: Proverbs 13:22-25
Devotional:- “Much food is in the fallow ground of the poor, And for lack of justice there is waste” (V. 23) NKJV


    It is important that you realize the importance of cultivating the habit or lifestyle of savings. It is an attitude that we must consciously cultivate. If not, people will be poor forever. Saving culture is a singular factor that can turn a man's financial status around for good. God makes us as a creature that can form habit and this is one of the major habit you must labour hard to form. If you don’t form habits for financial freedom, you are likely living with habits of financial failure. 

We are able to form habits when our understanding is opened to the importance of doing something to achieve something. Some people inherited the financial habits from their family lineage. Such family will forever be able to amass wealth. Some people because of lack of savings culture will never handle volume of money in their lite time. The moment the parents don’t have this habits, it becomes difficult for the children to have it. The way out of poverty is to see the importance and discipline oneself at all cost to cultivate this saving culture. Saving is the act of setting aside a percentage of your income, to keep it with discipline never to touch it till maturity. The enemy of the saving culture is pleasure and fun mentality, living to please people and comparing yourself with others (Proverbs 21:17; 2 Corinthians 10:12). 

Friend, it is not how much you earn now that determines your financial future, it is how much you can conserve and invest. Discipline yourself to start separating at least 20% of your income for saving and investment. It can be daily, weekly or monthly. There is a need to discipline yourself never to touch your savings until it becomes a bulk to be invested. Then you can by it walk your way out of lack forever by the wisdom of savings. Peace.

PRAYER: Lord, give me the grace and enablement to discipline myself for a better tomorrow.

“IF YOU CAN'T SAVE AND INVEST, THERE WILL BE NO FINANCIAL FUTURE”

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