TIME OF JOY

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TIME OF JOY Philippians 4:1-7 Devotional:- “Rejoice in the Lord always: and again l say, rejoice.” (V. 4) KJV One of the most important and most needed virtues of life is joy. When joy is not in place, many things may not be in place. It is joy that eases a man off the tension of life. It is joy that puts men always in health (Proverbs 17:22). It is joy that destroys our doubt. It is the joy in the Lord that increases our faith. It is joy that refreshes our minds and gives us mental richness. There are many more things that joy does in our lives, yet it looks so scarce in the lives of many. This is because there are not many pleasant situations that will help them rejoice. But you, as a believer, should know that you cannot afford to live in sorrow, for without joy, life will be totally in shambles. It is with joy that we can bring our situation back to life and beauty (Isaiah 12:3). It is the strength of life (Nehemiah 8:10). The coming of Jesus to the world brought the joy that would...

SAVING CULTURE

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SAVING CULTURE

Scripture Reading: Proverbs 13:22-25
Devotional:- “Much food is in the fallow ground of the poor, And for lack of justice there is waste” (V. 23) NKJV


    It is important that you realize the importance of cultivating the habit or lifestyle of savings. It is an attitude that we must consciously cultivate. If not, people will be poor forever. Saving culture is a singular factor that can turn a man's financial status around for good. God makes us as a creature that can form habit and this is one of the major habit you must labour hard to form. If you don’t form habits for financial freedom, you are likely living with habits of financial failure. 

We are able to form habits when our understanding is opened to the importance of doing something to achieve something. Some people inherited the financial habits from their family lineage. Such family will forever be able to amass wealth. Some people because of lack of savings culture will never handle volume of money in their lite time. The moment the parents don’t have this habits, it becomes difficult for the children to have it. The way out of poverty is to see the importance and discipline oneself at all cost to cultivate this saving culture. Saving is the act of setting aside a percentage of your income, to keep it with discipline never to touch it till maturity. The enemy of the saving culture is pleasure and fun mentality, living to please people and comparing yourself with others (Proverbs 21:17; 2 Corinthians 10:12). 

Friend, it is not how much you earn now that determines your financial future, it is how much you can conserve and invest. Discipline yourself to start separating at least 20% of your income for saving and investment. It can be daily, weekly or monthly. There is a need to discipline yourself never to touch your savings until it becomes a bulk to be invested. Then you can by it walk your way out of lack forever by the wisdom of savings. Peace.

PRAYER: Lord, give me the grace and enablement to discipline myself for a better tomorrow.

“IF YOU CAN'T SAVE AND INVEST, THERE WILL BE NO FINANCIAL FUTURE”

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